About The La Trobe Australian Mortgage Fund

The La Trobe Australian Mortgage Fund offers investors four investment options in the Fund:

After establishing their preferred method of investment the first step for all investors involves applying for Fund Application and being accepted into the Fund generally. Simply complete the fund application form attached to the Product Disclosure Statement, attach a cheque for the investment amount (min $1,000.00 and made payable to La Trobe Financial Asset Management Limited ) and lodge with Andrew Mountford Finance and Investment.

Direct & High Yield Mortgages Option

The initial investment is deposited into the investor's Cash & Mortgages Option account with La Trobe Financial pending your selection of a mortgage. Interest on the Cash & Mortgages Option account is calculated daily. Redemption requests to be processed within 2 business days receipt of a written request.^

Pooled Mortgages Option

The Pooled Mortgages Option pays interest to investors on a monthly basis at a variable rate of interest determined at the end of each month by La Trobe. Interest accrues at a set rate from the day of receipt of funds. Contact Andrew Mountford for current rate information.


Following completion and lodgment of the Fund Application Form investors who choose the Direct and High Yield Mortgages Option will be contacted by Andrew Mountford who will present the mortgage options available for investor consideration. Investors then receive a separate Supplementary PDS which sets out details of the approved mortgages, including information relating to:

• Investment rate of return
• Loan term
• Details of the borrower applicant
• Details of the real property taken as security for the mortgage
• Copy of the independent registered valuation
• Borrower's credit history for the preceding 5 years
  

Once the investor selects a mortgage investment a Supplementary PDS is signed and returned to Andrew Mountford Finance and Investment for processing and subsequent settlement of the mortgage once La Trobe's solicitors certify the legalities have been completed.

Income Distributions:

Interest payments usually begin one month after settlement of the loan for Direct & High Yield Investors and by the 14th day of each month for Pooled and Cash & Mortgages Investors.

Investment Assets:

A Pooled Mortgage Investment may comprise a combination of fixed and variable rate mortgages and one or more interest bearing accounts with a licenced deposit taking institution and other fund authorised investments.

A Direct Mortgage Investment will comprise residential, commercial, rural or industrial real estate secured by a registered first or subsequent mortgage as disclosed in the PDS & Supplementary PDS .

Why choose the La Trobe Australian Mortgage Fund?

• Australia's largest privately managed public mortgage fund
• Choice of investment method
• Monthly income
• All securities independently valued and actively managed
• No investment entry fees
• Minimum investment $1,000

*The rates of return from the Fund are not guaranteed and are determined by future revenue of the Fund and may achieve lower than expected returns. Investors risk losing some or all of their principal investment. ^Withdrawal rights are subject to liquidity and may be delayed or suspended. Andrew Mountford is an Authorised Representative of La Trobe Financial Asset Management Limited ABN 27 007 332 363 & AFS Licence No. 222213. La Trobe is the issuer and manager of the La Trobe Australian Mortgage Fund. It is important for you to read the Product Disclosure Statement for the Fund before you make an investment decision. You can get a copy of the PDS by calling Andrew on 07 5430 6699. You should consider carefully whether or not investing in the Fund is appropriate for you.